A defendant may want to seek the advice of an attorney before filing an answer to provide the best possible defense.
Answer to summons template credit card. Many credit card companies and other debt collectors violate the law. How do i file the. I have received a summons and complaint that says i have to file an answer. Once a summons has been received it should never be ignored no matter how daunting the task of dealing with the credit card lawsuit may be. The answer must be filed within the time period listed on the original summons. If an answer is not filed within a timely manner the court may issue a default judgment ordering the defendant to pay the damages as requested by the plaintiff. Your response to this is called the answer and requires much more than your response to the summons itself. Examples of answering summons complaint credit card debt lawsuit.
Note that you will need to file within 30 days of receiving the letter including holidays and weekends according to the judicial counsel of california. What does an answer consist of. When a credit card company brings an action against you you must respond to the summons and complaint according to the laws in your state. You don t want to miss this. It is very important that you answer the plaintiff s complaint within the amount of time that is given by the court or the plaintiff will receive a default judgment against you. An answer is a response by the defendant the person being sued to the allegations made in the complaint by the plaintiff the party who filed the lawsuit that the defendant contests and affirmative defenses raised by the defendant. If trying to reach a settlement does not work out or you decide you prefer to go to court you must file an answer to the served summons. The summons is the document that should have been served on you by the process server when they originally dropped off the lawsuit.
Respond to a credit card summons. Download lawsuit answer template. Otherwise a default judgment will be entered against you. The first thing you want to do is check your local court rules and see if you are able to file a. Once you get the summons make sure you write down on your calendar when the deadline is to respond. Credit card summons answer template you have probably already read that if you wish to contest a lawsuit that has been served on you it is vital that you file a response to the summons and complaint from your credit card company or third party debt buyer. Knowing how to answer a summons is extremely important. Download debt collection answer forms for all courts if you have been served with a summons by a credit card company or other debt collector it is essential that you protect your legal rights by filing an answer form with the court.
And of course they would like a default judgment. Generally the credit card company is claiming that you owe money and have fallen behind on your payments. Use exactly the same information in your summons and complaint and that you used for your notice of appearance. As with all pleadings legal documents in a lawsuit as mentioned above the answer must begin with the caption. This document is important because it will tell you exactly how many days you have to submit your response to the court. Sample answer to summons. If being sued by a junk debt buyer or collection agency the consumer has a great chance of beating the creditor because they could be bluffing and not even have the proper.
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